Understanding the Fund’s
Investment Policy

How it Supports Retirement Security – ‘Mudyandigere’

The Zimbabwe Electricity Industry Pension Fund (ZEIPF) and the ZESA Staff Pension Fund aim for long-term retirement security, guided by the concept of 'Mudyandigere'. The Investment Policy Statement (IPS) helps ensure this vision by managing risks, planning asset growth, and protecting your future.

What is an Investment Policy Statement?

An IPS is a roadmap that outlines how the Fund invests your pension, sets goals, allocates assets, and reviews performance. It includes:

  • Objectives: Growth, income generation, and benefit protection.
  • Risk Tolerance: How much risk the Fund can take to meet goals.
  • Asset Allocation: Investment distribution across property, bonds, equities, etc.
  • Strategies: Active, passive, or blended investment approaches.
  • Monitoring: Regular review and adjustment based on performance.
Mudyandigere Tree
Investment Plan Infographic
The IPS supports this goal by:
  • Ensuring long-term financial security through goal-focused investments.
  • Providing a plan to manage risks in a volatile economy.
  • Helping maintain stable and consistent returns for pensioners.
  • Increasing transparency and accountability.
  • Adapting to changing market and economic conditions.

What It Means For You

"Your financial security is our top priority."

The IPS ensures decisions are made thoughtfully and strategically — not through guesswork. Whether you're still working or retired, it gives confidence in your financial future.

Your contributions are protected through wise investment strategies. That’s what the IPS is all about.

For more information, get in touch with us,
Megawatt House, 44 Samora Machel Avenue
P O Box 6638, Harare, Zimbabwe
benefits@zesapf.co.zw
Phone: +263 (242) 252736-8 / 08688 700 3041
WhatsApp: 0777 983 777